Your Homeowners insurance policy does not provide coverage for earthquake damage.
See how a stand-alone earthquake insurance policy from GeoVera can protect your home:
Given the risk, now is time to consider how earthquake insurance will provide the protection you don’t get from your homeowners insurance policy. Learn more about your risk in California, Oregon, & Washington.
First, residential earthquake coverage protects the structure and attached features of your home.
Second, other structures are the external structures not attached to your home, like a detached garage or fence.
Next, this coverage protects your personal belongings inside of your home.
In the event that your home is uninhabitable after an earthquake, we cover your additional living expenses, like housing.
Loss Assessment coverage will provide protection if you're responsible for a portion of damage or loss in a common area shared with other property owners.
Finally, we offer coverage for the building code upgrades you need to get a reconstruction permit when rebuilding after an earthquake.
Our most flexible policy with affordable rates, customizable coverage options (including new building code upgrade sub-limit choices), and a broad range of deductibles.
Our “Cadillac” product has a combined single limit for all coverages, with one deductible, including demand surge and
the option not to rebuild.
Flexible customizable coverage options for each limit with various deductible choices.
Learn about recent significant earthquake activity in California, Oregon and Washington.
San Juan Bautista, CA quake details from USGS Central Coast homeowners are rattled after an earthquake, magnitude-2.9. According to the United States Geological Survey, the San Juan Bautista, CA, area was rattled by a magnitude-2.9 earthquake at 7:14 AM Pacific Time on Friday, March 15, 2024. The shaking was also felt across Aromas, Prunedale, Hollister, Read More »
GeoVera’s Transparent and Efficient Process In the wake of an earthquake, the road to recovery can be challenging. Earthquake insurance serves as a critical safety net, providing financial relief and support. Understanding the process of filing and handling earthquake insurance claims is essential for a smooth and efficient resolution. Here, we outline the steps involved Read More »
Unveiling the Growing Risk of Natural Disasters We hear regularly about the rise in natural disaster risk across the globe. From volcanoes in Iceland to wildfire in Hawaii and Hurricanes in the Caribbean, more people live in areas targeted by Mother Nature than ever. Just last month, the USGS released its updated National Seismic Hazard Read More »
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