learn about Single Limit EQ

Single Limit earthquake insurance product details:

Our Single Limit EQ earthquake insurance policy is underwritten by GeoVera Insurance Company, rated “A” (Excellent) by A.M. Best Company.

The single limit earthquake policy is available in California, Oregon, & Washington.

Single limit up to $5M in California, and $1.9M in Oregon and Washington.

4 deductible options from 10% - 25% - varies by coverage and location

Monthly pay, 3 pay, and full pay plans

Masonry veneer accepted

Swimming pool coverage available

Auto pay and Retrofit (CA only) discounts available

Single Limit

A single limit policy provides one limit for all coverages combined in your policy, up to $5M in California, and $1.9M in Oregon and Washington. This policy offers more flexibility to use your coverage where you need it most after an earthquake.

Your Dwelling

Included in Single Limit
Coverage for the structure and attached features of your home.

Your Other Structures

Included in Single Limit
Coverage for the external structures not attached to your home, like a detached garage or fence. This coverage can be excluded if you purchase our Limited coverage policy.

Your Contents

Included in Single Limit
This coverage protects your personal belongings inside of your home. Or, choose our Limited coverage policy that includes $5,000 max.

Loss of Use

Included in Single Limit Up to 12 months
We cover your additional living expenses, like housing, if your home is uninhabitable after an earthquake. Or, choose our Limited coverage policy that includes $1.500 max.

Building Code Upgrade

Included in Single Limit
We offer coverage for the building code upgrades you need to get a reconstruction permit when rebuilding after an earthquake. Includes up to $10,000.

Earthquake Insurance Benefits

What does Single Limit EQ cover?

The Single Limit EQ earthquake insurance policy is the most comprehensive product on the market. This earthquake policy is designed to make things simple with its all-in-one inclusive limit.

You will get everything you need without individual limits. When a claim occurs, your deductible will apply to the single limit, and you will receive a single amount to distribute as you need at the time of an earthquake claim.

You can increase your single limit to cover additional needs such as the increased costs of repairs after an earthquake.

All you need to enter to get an instant quote is your address and your dwelling limit from your current Homeowners policy.

If you are located in California, you might see the Flex EQ Limits product first after getting a quote. To see a quote for the Single Limit EQ product, look for the link at the bottom of the quote to see a quote for another product.

We will also ask for your email address so you can retrieve your quote. Your quote is active for 60 days.

Click below to learn more about all of our earthquake insurance options.

Quake Select EQ

Our most flexible policy with affordable rates, customizable coverage options (including new building code upgrade sub-limit choices), and a broad range of deductibles.