Smart Earthquake Insurance for Homeowners

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Your Homeowners insurance policy does not provide coverage for earthquake damage.

See how a stand-alone earthquake insurance policy from GeoVera can protect your home:

Or call us: 1 (800) 324-6020

Or call us: 1 (800) 324-6020

Get a free quote from a licensed earthquake insurance agent in California, Oregon, and Washington. Available Monday through Friday, 6:00 am – 5:00 pm PT
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First, is earthquake insurance worth it?

Given the risk, now is time to consider how earthquake insurance will provide the protection you don’t get from your homeowners insurance policy. Learn more about your risk in California, Oregon, & Washington.

Product details

Second, what does earthquake insurance cover?


First, residential earthquake coverage protects the structure and attached features of your home.

Other Structures

Second, other structures are the external structures not attached to your home, like a detached garage or fence.


Next, this coverage protects your personal belongings inside of your home.

Loss of Use

In the event that your home is uninhabitable after an earthquake, we cover your additional living expenses, like housing.

Loss Assessment

Loss Assessment coverage will provide protection if you're responsible for a portion of damage or loss in a common area shared with other property owners.

Building Code Upgrade

Finally, we offer coverage for the building code upgrades you need to get a reconstruction permit when rebuilding after an earthquake.

Find out how to choose the best earthquake insurance provider.

Finally, click below to learn more about our earthquake insurance options.

Quake Select Flex Limit EQ

Our most flexible policy with affordable rates, customizable coverage options (including new building code upgrade sub-limit choices), and a broad range of deductibles.

  • Available in CA, OR, WA
  • Deductibles: 2.5% – 25%
  • Dwelling limit up to $3.5M
  • Homes built 1925 & newer
  • Flexible limit options
  • Swimming pool coverage
  • Retrofit discount in CA
  • Full pay, 3 pay & monthly plans
  • Auto Pay available
  • Underwritten by Coastal Select Insurance Company

Learn More – CA

Learn More – OR, WA


Single Limit EQ

Our “Cadillac” product has a combined single limit for all coverages, with one deductible, including demand surge.

  • Available in CA. OR. WA
  • Deductibles: 2.5% – 25%
  • Single limit up to $5M (CA), $1.9M (OR, WA)
  • Full and limited coverage options
  • Includes demand surge
  • Retrofit discount in CA
  • Auto Pay available
  • Underwritten by Geovera
    Insurance Company

Learn More

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