GeoVera
  • Home
  • Our Insurance
    • Earthquake
    • Florida Products
      • Homeowners
      • Landlord
      • Vacant Home
      • Wind Only
  • Claims
    • Report a claim online 24/7

      We will start processing your claim right away.

      Report A Claim
      Report A ClaimEarthquake PrepHurricane PrepContact Claims
  • Policyholders
    • Manage your account at myGeoSource

      Access your policy, pay your bill, or report a claim anytime.

      Log in or Register
      Pay My BillLog in or RegisterReport a ClaimContact Us
  • Agents
    • Agent Login

      Log in at myGeoSource to access instant quotes, policy info and claims.

      Log in @ myGeoSource
      Agent LoginBecome an AgentWholesale Broker Partners
  • Who We Are
    • About GeoVera
      • Who We Are
      • Meet the Leadership Team
      • Our Financial Strength
    • Our Companies
      • Coastal Select
      • GeoVera Advantage
      • GeoVera Insurance
      • GeoVera Specialty
    • Why Choose GeoVera
    • News
    • Work @ GeoVera
    • Testimonials
  • Contact Us
    • Contact Us
    • Coastal Select
    • GeoVera Advantage
    • GeoVera Insurance
    • GeoVera Specialty
My Account

Smart Earthquake Insurance for Homeowners

Play Video about Earthquake Insurance Video

Your Homeowners insurance policy does not provide coverage for earthquake damage.

See how a stand-alone earthquake insurance policy from GeoVera can protect your home:

Get a Free Quote

Or call us: 1 (800) 324-6020

Or call us: 1 (800) 324-6020

Get a free quote from a licensed earthquake insurance agent in California, Oregon, and Washington. Available Monday through Friday, 6:00 am – 5:00 pm PT
Learn More

First, is earthquake insurance worth it?

Given the risk, now is time to consider how earthquake insurance will provide the protection you don’t get from your homeowners insurance policy. Learn more about your risk in California, Oregon, & Washington.

Product details

Second, what does earthquake insurance cover?

Dwelling

First, residential earthquake coverage protects the structure and attached features of your home.

Other Structures

Second, other structures are the external structures not attached to your home, like a detached garage or fence.

Contents

Next, this coverage protects your personal belongings inside of your home.

Loss of Use

In the event that your home is uninhabitable after an earthquake, we cover your additional living expenses, like housing.

Loss Assessment

Loss Assessment coverage will provide protection if you're responsible for a portion of damage or loss in a common area shared with other property owners.

Building Code Upgrade

Finally, we offer coverage for the building code upgrades you need to get a reconstruction permit when rebuilding after an earthquake.

Find out how to choose the best earthquake insurance provider.

Finally, click below to learn more about our earthquake insurance options.

Quake Select EQ

Our most flexible policy with affordable rates, customizable coverage options (including new building code upgrade sub-limit choices), and a broad range of deductibles.

  • Available in CA, OR, WA
  • Deductibles: 2.5% – 25%
  • Dwelling limit up to $3.5M
  • Homes built 1925 & newer
  • Flexible limit options
  • Swimming pool coverage
  • Retrofit discount in CA
  • Full pay, 3 pay & monthly plans
  • Auto Pay discount
  • Underwritten by Coastal Select Insurance Company

Learn More – CA

Learn More – OR, WA

 

Single Limit EQ

Our “Cadillac” product has a combined single limit for all coverages, with one deductible, including demand surge and
the option not to rebuild.

  • Available in CA. OR. WA
  • Deductibles: 2.5% – 25%
  • Single limit up to $5M (CA), $1.9M (OR, WA)
  • Full and limited coverage options
  • Includes demand surge
  • Retrofit discount in CA
  • Auto Pay discount
  • Underwritten by Geovera
    Insurance Company

Learn More

Flex Limits EQ

Flexible customizable coverage options for each limit with various deductible choices.

  • ​Available in California
  • Deductibles:10% – 25%
  • Dwelling limit up to $3.5M
  • Homes built 1940 & newer
  • Flexible limit options
  • Swimming pool coverage
  • 6 pay, 3 pay & full plans
  • Retrofit discount
  • Auto Pay discount
  • Underwritten by Homesite Insurance Company of California

Learn More

Recent Earthquakes

Learn about recent significant earthquake activity in California, Oregon and Washington.

Get more news

4.5 Magnitude Earthquake Strikes Westley, CA

Westley, California earthquake details from USGS Stanislaus County homeowners are shaken after a magnitude-4.5 earthquake. Westley, California, was rattled by a magnitude-4.5 earthquake that struck on Monday, September 18, 2023, at 9:13 p.m. Pacific Time. According to the U.S. Geological Survey, the earthquake was about 8.6 miles southwest of Westley, California. The shaking was felt […]


GeoVera

Sep 19

6.8-magnitude earthquake Marrakech Morocco

6.8 Magnitude Earthquake Strikes Marrakech, Morocco

Marrakech, Morocco earthquake details from USGS Marrakech, Morocco, is shaken after the magnitude-6.8 earthquake. A magnitude-6.8 earthquake struck near Marrakech, Morocco. The epicenter was close to Al Haouz, the worst affected province, with around 60% of the lost lives. The earthquake was the strongest to hit the nation’s center in more than a century. Rescue […]


GeoVera

Sep 13

5.0 Magnitude Earthquake Strikes Redding, CA

Redding, California earthquake details from USGS Northern California homeowners are shaken after a magnitude-5.0 earthquake. A rural area northeast of Redding, California, was rattled by a magnitude-5.0 earthquake that struck on Friday, September 8, 2023, at 10:24 a.m. Pacific Time. According to the U.S. Geological Survey, the earthquake was about a depth of 9 miles […]


GeoVera

Sep 8

See Recent Earthquakes

We are rated “A” Excellent by A.M. Best Company
A.M. Best Company

© GeoVera Insurance Group
All rights reserved.
Privacy Center | Legal Notices | GeoVera Insurance Group Licenses

Follow Us:
LinkedIn
OUR INSURANCE
  • Earthquake Insurance
  • Florida Products
    • Homeowners
    • Landlord
    • Vacant Home
    • Wind Only
POLICYHOLDERS
  • Pay My Bill
  • Login or Register
  • Report A Claim
  • Contact Us
AGENTS
  • Agent Login
  • Become a GeoVera Agent
  • Wholesale Broker Partners
  • Report A Claim
  • Contact Us
ABOUT GEOVERA
  • Who We Are
  • Our Leadership Team
  • Our Financial Strength
  • Our Companies
  • Why Choose GeoVera
  • Work @ GeoVera