Smart Earthquake Insurance for Homeowners
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Your Homeowners insurance policy does not provide coverage for earthquake damage.
See how a stand-alone earthquake insurance policy from GeoVera can protect your home:
Or call us: 1 (800) 324-6020
Or call us: 1 (800) 324-6020
Get a free quote from a licensed earthquake insurance agent in California, Oregon, and Washington. Available Monday through Friday, 6:00 am – 5:00 pm PT
Learn More
First, is earthquake insurance worth it?
Given the risk, now is time to consider how earthquake insurance will provide the protection you don’t get from your homeowners insurance policy. Learn more about your risk in California, Oregon, & Washington.
Product details
Second, what does earthquake insurance cover?
Dwelling
First, residential earthquake coverage protects the structure and attached features of your home.
Other Structures
Second, other structures are the external structures not attached to your home, like a detached garage or fence.
Contents
Next, this coverage protects your personal belongings inside of your home.
Loss of Use
In the event that your home is uninhabitable after an earthquake, we cover your additional living expenses, like housing.
Loss Assessment
Loss Assessment coverage will provide protection if you're responsible for a portion of damage or loss in a common area shared with other property owners.
Building Code Upgrade
Finally, we offer coverage for the building code upgrades you need to get a reconstruction permit when rebuilding after an earthquake.
Find out how to choose the best earthquake insurance provider.
Finally, click below to learn more about our earthquake insurance options.
Single Limit EQ
Flex Limits EQ
Split Limit EQ
- Available in CA, OR, WA
- Single limit up to $5M (CA), $1.9M (OR, WA)
- Full and limited coverage options
- Includes demand surge
- Retrofit discount in CA
- Auto Pay discount
- Underwritten by GeoVera Insurance Company
- Available in California
- The dwelling limit is up to $3.5M
- Flexible limit options
- Swimming pool coverage
- 6 pay, 3 pay & full plans
- Retrofit discount
- Auto Pay discount
- Underwritten by Homesite Insurance Company of California
- Available in California
- The dwelling limit up to $1.9M
- Full and Limited coverage options
- Includes demand surge
- Monthly, 3, & full-pay plans
- Auto Pay Discount
- Underwritten by Coastal Select Insurance Company
Quake Select EQ
- Copied from below.. Available in California
- The dwelling limit is up to $3.5M
- Flexible limit options
- Swimming pool coverage
- Six pay, three pay & complete pay plans
- Retrofit discount
- Auto Pay discount
- Underwritten by Homesite Insurance Company of California
Recent Earthquakes
Learn about recent significant earthquake activity in California, Oregon and Washington.
Rough Waters: Preventing Earthquake Damage to Pools
What can happen to a pool during an earthquake? With Summer nearly upon us, let’s take a brief look into how swimming pools hold up during an earthquake and precautions to take to lessen the damage to your pool. Depending on the magnitude of the earthquake and the proximity of the pool to the epicenter, […]
GeoVera
5.5 Magnitude Earthquake Strikes Petrolia, CA
Petrolia, California earthquake details from USGS Humboldt County, California, homeowners are shaken after the magnitude-5.5 earthquake. Northern California was rattled by a magnitude-5.5 earthquake that struck near the coast of Eureka on Sunday, May 21, 2023, at 11:44 a.m. Pacific Time. According to the U.S. Geological Survey, the earthquake had a depth of 10.0 km […]
GeoVera
5.5 Magnitude Earthquake Strikes Plumas County, CA
Plumas County, California earthquake details from USGS Lake Almanor, California, homeowners are shaken after the magnitude-5.5 earthquake. Northern California was rattled by a magnitude-5.5 earthquake that struck Plumas County on Thursday, May 11, 2023, at 4:19 p.m. Pacific Time. According to the U.S. Geological Survey, the earthquake struck 2.4 miles southwest of East Shore. The […]
GeoVera
Flexibility
Spaces for any size of team.
No matter what size your team, we have a solution. From single shared spaces to entire floors, it’s available.
$39/mo
Shared Coworking
Open seating is available weekdays from 7am - 7pm and weekends from 9am - 5pm.
Tour the space
$99/mo
Designated Desk
A personal space to leave your computer, monitor, and supplies with unlimited access.
Find a desk
$399/mo
Private Offices
Need a private space? We have all sizes of offices from 400² ft. available up to 3100² ft.
Tour the offices
Flexibility
Spaces for any size of team.
No matter what size your team, we have a solution. From single shared spaces to entire floors, it’s available.
$39/mo
Shared Coworking
Open seating is available weekdays from 7am - 7pm and weekends from 9am - 5pm.
Tour the space
$99/mo
Designated Desk
A personal space to leave your computer, monitor, and supplies with unlimited access.
Find a desk
$399/mo
Private Offices
Need a private space? We have all sizes of offices from 400² ft. available up to 3100² ft.
Tour the offices