Smart Earthquake Insurance for Homeowners
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Your Homeowners insurance policy does not provide coverage for earthquake damage.
See how a stand-alone earthquake insurance policy from GeoVera can protect your home:
Or call us: 1 (800) 324-6020
Or call us: 1 (800) 324-6020
Get a free quote from a licensed earthquake insurance agent in California, Oregon, and Washington. Available Monday through Friday, 6:00 am – 5:00 pm PT
Learn More
First, is earthquake insurance worth it?
Given the risk, now is time to consider how earthquake insurance will provide the protection you don’t get from your homeowners insurance policy. Learn more about your risk in California, Oregon, & Washington.
Product details
Second, what does earthquake insurance cover?
Dwelling
First, residential earthquake coverage protects the structure and attached features of your home.
Other Structures
Second, other structures are the external structures not attached to your home, like a detached garage or fence.
Contents
Next, this coverage protects your personal belongings inside of your home.
Loss of Use
In the event that your home is uninhabitable after an earthquake, we cover your additional living expenses, like housing.
Loss Assessment
Loss Assessment coverage will provide protection if you're responsible for a portion of damage or loss in a common area shared with other property owners.
Building Code Upgrade
Finally, we offer coverage for the building code upgrades you need to get a reconstruction permit when rebuilding after an earthquake.
Find out how to choose the best earthquake insurance provider.
Finally, click below to learn more about our earthquake insurance options.
Quake Select EQ
Our most flexible policy with affordable rates, customizable coverage options (including new building code upgrade sub-limit choices), and a broad range of deductibles.
- Available in CA, OR, WA
- Deductibles: 2.5% – 25%
- Dwelling limit up to $3.5M
- Homes built 1925 & newer
- Flexible limit options
- Swimming pool coverage
- Retrofit discount in CA
- Full pay, 3 pay & monthly plans
- Auto Pay discount
- Underwritten by Coastal Select Insurance Company
Single Limit EQ
Our “Cadillac” product has a combined single limit for all coverages, with one deductible, including demand surge and
the option not to rebuild.
- Available in CA. OR. WA
- Deductibles: 2.5% – 25%
- Single limit up to $5M (CA), $1.9M (OR, WA)
- Full and limited coverage options
- Includes demand surge
- Retrofit discount in CA
- Auto Pay discount
- Underwritten by Geovera
Insurance Company
Flex Limits EQ
Flexible customizable coverage options for each limit with various deductible choices.
- Available in California
- Deductibles:10% – 25%
- Dwelling limit up to $3.5M
- Homes built 1940 & newer
- Flexible limit options
- Swimming pool coverage
- 6 pay, 3 pay & full plans
- Retrofit discount
- Auto Pay discount
- Underwritten by Homesite Insurance Company of California
Recent Earthquakes
Learn about recent significant earthquake activity in California, Oregon and Washington.
4.5 Magnitude Earthquake Strikes Westley, CA
Westley, California earthquake details from USGS Stanislaus County homeowners are shaken after a magnitude-4.5 earthquake. Westley, California, was rattled by a magnitude-4.5 earthquake that struck on Monday, September 18, 2023, at 9:13 p.m. Pacific Time. According to the U.S. Geological Survey, the earthquake was about 8.6 miles southwest of Westley, California. The shaking was felt […]
GeoVera
6.8 Magnitude Earthquake Strikes Marrakech, Morocco
Marrakech, Morocco earthquake details from USGS Marrakech, Morocco, is shaken after the magnitude-6.8 earthquake. A magnitude-6.8 earthquake struck near Marrakech, Morocco. The epicenter was close to Al Haouz, the worst affected province, with around 60% of the lost lives. The earthquake was the strongest to hit the nation’s center in more than a century. Rescue […]
GeoVera
5.0 Magnitude Earthquake Strikes Redding, CA
Redding, California earthquake details from USGS Northern California homeowners are shaken after a magnitude-5.0 earthquake. A rural area northeast of Redding, California, was rattled by a magnitude-5.0 earthquake that struck on Friday, September 8, 2023, at 10:24 a.m. Pacific Time. According to the U.S. Geological Survey, the earthquake was about a depth of 9 miles […]
GeoVera