Smart Earthquake Insurance for Homeowners
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Your Homeowners insurance policy does not provide coverage for earthquake damage.
See how a stand-alone earthquake insurance policy from GeoVera can protect your home:
Or call us: 1 (800) 324-6020
Or call us: 1 (800) 324-6020
Get a free quote from a licensed earthquake insurance agent in California, Oregon, and Washington. Available Monday through Friday, 6:00 am – 5:00 pm PT
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First, is earthquake insurance worth it?
Given the risk, now is time to consider how earthquake insurance will provide the protection you don’t get from your homeowners insurance policy. Learn more about your risk in California, Oregon, & Washington.
Product details
Second, what does earthquake insurance cover?
Dwelling
First, residential earthquake coverage protects the structure and attached features of your home.
Other Structures
Second, other structures are the external structures not attached to your home, like a detached garage or fence.
Contents
Next, this coverage protects your personal belongings inside of your home.
Loss of Use
In the event that your home is uninhabitable after an earthquake, we cover your additional living expenses, like housing.
Loss Assessment
Loss Assessment coverage will provide protection if you're responsible for a portion of damage or loss in a common area shared with other property owners.
Building Code Upgrade
Finally, we offer coverage for the building code upgrades you need to get a reconstruction permit when rebuilding after an earthquake.
Find out how to choose the best earthquake insurance provider.
Finally, click below to learn more about our earthquake insurance options.
Quake Select Flex Limit EQ
Our most flexible policy with affordable rates, customizable coverage options (including new building code upgrade sub-limit choices), and a broad range of deductibles.
- Available in CA, OR, WA
- Deductibles: 2.5% – 25%
- Dwelling limit up to $3.5M
- Homes built 1925 & newer
- Flexible limit options
- Swimming pool coverage
- Retrofit discount in CA
- Full pay, 3 pay & monthly plans
- Auto Pay available
- Underwritten by Coastal Select Insurance Company
Single Limit EQ
Our “Cadillac” product has a combined single limit for all coverages, with one deductible, including demand surge.
- Available in CA. OR. WA
- Deductibles: 10% – 25%
- Single limit up to $5M (CA), $1.9M (OR, WA)
- Full and limited coverage options
- Includes demand surge
- Retrofit discount in CA
- Auto Pay available
- Underwritten by Geovera
Insurance Company
Recent Earthquakes
Learn about recent significant earthquake activity in California, Oregon and Washington.
4.7 Magnitude Earthquake Strikes Malibu, CA
Malibu, CA quake details from USGS Southern California homeowners are rattled after a magnitude-4.7 earthquake. On Thursday morning, Southern California experienced a magnitude-4.7 earthquake. According to the U.S. Geological Survey (USGS), the earthquake occurred around 7:28 a.m., shaking the area around Malibu. Residents from surrounding areas, including Agoura, Agoura Hills, Westlake Village, Picture City, Thousand […]
GeoVera
Tips for Using your iPhone in Earthquake Preparedness
An Unsettling Reality One of the most unsettling realities for homeowners on the West Coast is the ever-present threat of the “Big One.” If the thought of this frightening event gives you pause and you own a home in California, Oregon, or Washington, there are steps you can take to be ready: Set up earthquake […]
GeoVera
4.3 Magnitude Earthquake Strikes The Geysers, CA
The Geysers, CA quake details from USGS Northern California homeowners are rattled after a magnitude-4.3 earthquake. On Saturday morning, Northern California experienced a series of earthquakes, the most significant being a magnitude-4.3 earthquake. According to the U.S. Geological Survey (USGS), the earthquake occurred around 7:30 a.m., shaking the area around The Geysers. Residents from surrounding […]
GeoVera