learn about Quake Select EQ

Quake Select Flex Limit earthquake insurance product details:

This residential earthquake insurance policy is underwritten by Coastal Select Insurance Company, rated “A” (Excellent) by A.M. Best Company.

We offer this competitively priced earthquake insurance option throughout California*.

Dwelling limit up to $3.5M

8 deductible options from 2.5% - 25%

Full pay, 3 pay, and monthly pay plans

Homes built 1925 & newer

Construction: Wood Frame or Masonry Veneer accepted

Swimming pool coverage available

Retrofit discount available

Available throughout California

Your Dwelling

Residential earthquake insurance covers the structure and attached features of your home. Coverage A maximum: $3.5M

Your Other Structures

Other Structures are the external structures not attached to your home, like a detached garage or fence. This coverage is optional, and you can select a limit up to the max provided.

Your Contents

This coverage protects your personal belongings inside of your home. This coverage is optional, and you can select a limit up to the max provided.

Loss of Use

We cover your additional living expenses, like housing, if your home is uninhabitable after an earthquake. This coverage is optional.

Loss Assessment

Provides coverage for your portion of assessments levied by a property owners association. Includes $10,000, with an option to increase up to $50,000.

Building Code Upgrade

We offer coverage for the building code upgrades you need to get a reconstruction permit when rebuilding after an earthquake: $10K included, with an option to choose a limit up to 10% of
Cov A.


Swimming pools $25K (Cov A < $500K)
Swimming pools $50K (Cov A > $500K)
Chimneys $10K

Earthquake Insurance Highlights

How does Quake Select Flex Limit work?

The dwelling limit of your earthquake insurance policy will match the dwelling limit on your homeowners or standard dwelling fire insurance policy.

You can increase your earthquake limit to cover additional needs such as the increased costs of repairs after an earthquake. 

Other types of coverage limits are optional. You can create an affordable earthquake insurance policy by adjusting each earthquake policy limit to as little or as much as you want. It’s earthquake coverage where you need it most for a custom fit for your home.

You only need to enter your property address and your dwelling limit from your current Homeowners policy. 

You can purchase online and be covered by tomorrow!

We will also ask for your email address so you can retrieve your quote. Your quote is active for 60 days.

GeoVera transforms California's Residential

* refer to Underwriting Manual for full guidelines

Learn more about all of our earthquake insurance options.

Quake Select Flex Limit EQ

Our most flexible policy with affordable rates, customizable coverage options (including new building code upgrade sub-limit choices), and a broad range of deductibles.

  • Available in CA, OR, WA
  • Deductibles: 2.5% – 25%
  • Dwelling limit up to $3.5M
  • Homes built 1925 & newer
  • Flexible limit options
  • Swimming pool coverage
  • Retrofit discount in CA
  • Full pay, 3 pay & monthly plans
  • Auto Pay available
  • Underwritten by Coastal Select Insurance Company

Learn More – CA

Learn More – OR, WA


Single Limit EQ

Our “Cadillac” product has a combined single limit for all coverages, with one deductible, including demand surge.

  • Available in CA. OR. WA
  • Deductibles: 2.5% – 25%
  • Single limit up to $5M (CA), $1.9M (OR, WA)
  • Full and limited coverage options
  • Includes demand surge
  • Retrofit discount in CA
  • Auto Pay available
  • Underwritten by Geovera
    Insurance Company

Learn More

Earthquake insurance is the stability you need in shaky times.

If you own a home in California, Oregon, or Washington, it is time to consider how earthquake insurance will provide the protection you need.

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