Earthquake Prep

Plan & Prepare

Earthquakes can happen randomly, putting you and the people you love in danger. An earthquake can destroy your home and cause collapsing walls, flying glass, and falling objects.

If a recent earthquake damaged your home, GeoVera is here to help. Please get in touch with us to report your claim, and a Claims adjuster will be assigned immediately.

The fastest and easiest way to report a loss is online:

  1. Start Here to report a claim.
  2. Protect your property from further damage.
  3. Keep accurate records of all expenses.

Or you can call to report your claim: 1 (800) 631-6478

Earthquake resistant house

Stay Prepared

Before

 

During

 
  • Protect your self right away
    • Drop
    • Cover
    • Hold
  • In a car? Pull over and set your parking brake
  • In a bed? Turn face down and cover your head with a pillow
  • Outdoors? Stay away from buildings
  • Inside? Stay inside and avoid doorways

After

 
  • Serious damage could have occurred to buildings, leaking gas, water lines and power lines
  • Expect aftershocks and be ready to drop, cover and hold.
  • If you are in a damaged building move out quickly
  • If you are trapped send a text or bang on a wall
  • If you are in an area that experiences tsunamis go inland or to higher ground

Preparing your home and property for an earthquake

  • Lock your cabinets
  • Keep a clear path to the exits
  • Know how to protect yourself
  • Relocate or anchor any large/heavy objects
  • Secure water fixtures and any flammable or toxic substances 
  • Secure any fixtures or electronics that can hurt someone, cause damage, or break

Download the 6 Essential Tips for Preparing Your Home Infographic

Immediate steps you can take:

STEP 1
  • Take steps to protect yourself and your family.
  • Promptly submit your claim by reporting the loss details via this website or by calling your agent or insurance company.
  • Protect the property from further damage.
  • Keep accurate records of all expenses such as temporary repairs and additional living expenses.
  • Itemize the damaged or stolen property including the manufacturer, brand name, age, place of purchase and purchase price.
  • Report burglary/theft claims to the appropriate authorities so there is a police report on file.
  • The claim will be assigned to a GeoVera Advantage Insurance Services claims professional.
  • The GeoVera Advantage Insurance Services claims professional will make initial contact with the policyholder within one business day to review the claim details.
    • During the initial contact the claims professional will discuss the following with the policyholder:
      • Confirm the facts of the loss and gather additional information
      • Review the applicable policy coverages, limits and deductibles
      • Determine the need for a field inspection and assign a field adjuster if needed
      • Explain the claim handling process including information about the field adjuster if one has been assigned
      • Explain how to protect the property from further damage
      • Outline any additional information or documentation necessary to resolve the claim
  • If the claim has been assigned to a field adjuster the field adjuster will contact the policyholder directly to set up an appointment to conduct the inspection.
  • The GeoVera Advantage claims professional will gather all the pertinent information necessary to evaluate the claim. This includes receipts, photos, repair estimates and the field adjuster’s report if one has been assigned.
  • The claims professional will evaluate the claim based on the damages, policy coverage and deductibles.
  • If necessary the claims professional will contact the appropriate parties to obtain any additional information needed to evaluate the damages.

After the claims professional has completed their evaluation, the policyholder will be contacted to review the damage evaluation and applicable policy coverage in order to resolve the claim.

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