Washington Earthquake Insurance

How much is Washington earthquake insurance? Customize an instant earthquake quote for your home in Washington State.

Do I need earthquake insurance in Washington?

A large earthquake striking the Cascadia subduction zone is Washington’s greatest natural threat. It is estimated that a quake could result in billions of dollars of property damage. 

Recent Significant Earthquakes in Oregon & Washington

See all recent significant earthquakes at USGS.


June 4
Gold Beach, OR


August 2019
Bandon, OR


July 2019
Roosevelt, WA

Earthquake Hazard Map
2014 USGS Earthquake Hazard Map

When you own a home in an earthquake hazard zone, consider how Washington earthquake insurance can protect your financial security. You’ll want GeoVera on your side when the next earthquake strikes.

your earthquake risk in Waswhington State

Is Washington earthquake insurance worth it?

No one can predict when and where the next big earthquake will strike, but you can protect your financial security with earthquake insurance.

There are several factors to consider when determining if earthquake insurance is worth it for you.

Do you own a home in an area prone to seismic activity?

Can you afford to rebuild without earthquake insurance?

Can you afford to replace your contents and personal property?

Could you manage to find a safe place to live if your home and neighborhood are uninhabitable?

Do you want to risk losing your hard-earned equity in an instant?

How do I get a Washington earthquake insurance quote?

Customize your policy and find your price in an instant.
All we need is your address and your dwelling coverage limit amount from your homeowners insurance policy.

Earthquake Insurance Benefits

What does earthquake insurance cover?

Your homeowners insurance policy does not provide coverage for earthquake damage. That is why we have created a stand-alone earthquake insurance policy to help Washington homeowners get the earthquake coverage they need.

We offer a Single Limit EQ earthquake insurance policy in Washington that includes a combined single limit for your home and other structures, personal property, personal liability, loss of use, and building code upgrade.

You can also purchase limited coverage to make earthquake insurance more affordable.

Customize and purchase your Washington earthquake insurance policy today with GeoVera.

You can get a quote to see the coverages and limits available for your home. All you need to enter is your address and your dwelling coverage limit from your current Homeowners insurance policy to get an instant earthquake quote.

Your Dwelling

Residential earthquake insurance covers the structure and attached features of your home.

Your Other Structures

Other Structures are the external structures not attached to your home, like a detached garage or fence.

Your Contents

This coverage protects your personal belongings inside of your home.

Personal Liability

If you are held legally responsible for bodily injury claims or property damage sustained by others, this coverage will help you pay for those damages.

Loss of Use

We cover your additional living expenses, like housing, if your home is uninhabitable after an earthquake.

Building Code Upgrade

We offer coverage for the building code upgrades you need to get a reconstruction permit when rebuilding after an earthquake.

We have the best earthquake insurance in Washington

Single Limit EQ
10% - 25%


A robust policy with one single limit that covers everything

Single limit up to $5M

Full and limited coverage options

Includes demand surge

Monthly, 3, & full pay plans

Retrofit discount

Auto Pay discount

Underwritten by GeoVera Insurance Company

Rated "A" (Excellent) by A.M. Best Company

Single Limit EQ

Earthquake insurance is the stability you need in shaky times.

]If you own a home in California, Oregon, or Washington, it is time to consider how earthquake insurance will provide the protection you need.