Protect your agency with Earthquake Insurance Declination

Use this form when a Homeowner client declines Earthquake insurance.

Get proof that you exposed the gap.

Offering GeoVera Earthquake insurance provides you Errors & Omissions protection. Your clients come to you as an expert in home insurance. Therefore, you should educate them on their risks and liabilities, including that earthquake coverage is not included with the standard Homeowners insurance policy.

To protect your business, you should require clients who decline Earthquake insurance to read and sign GeoVera’s Earthquake Insurance Declination Acknowledgement. Then save this document with your records.

California is ranked as the #1 “Judicial Hell Hole”, because “it is too hard to ignore the significant lawsuit abuse and liability-expansion occurring in California.”

In our increasingly litigious society, you do not want to risk the possibility of a client suing your agency because you did not inform them of their earthquake loss risks.

Use these talking points to expose the gap in coverage to your Homeowners clients.
Share the facts and spread the news. The “Big One” can strike today. Are your client’s prepared? Remind them at every opportunity that it is important to have Earthquake insurance.
To protect your business, you should document any clients who decline Earthquake insurance. Require clients to read and sign the Earthquake Insurance Declination Acknowledgement. Then save this document with your records.
Review your client’s earthquake coverage at every Homeowner renewal, and remind your client that their home equity and earthquake risk are growing year after year.

For more information, visit geovera.com/eqagents or contact [email protected]