If an actual loss has occurred, notify us immediately, and a claims adjuster will be assigned to your claim. The insurance policy and endorsement forms, not this website, define the terms of coverage.
The company will determine the amount of the covered loss under the policy for the loss assessment. The AOP deductible will be applied to any physical property damage loss and there will be no deductible applied to a covered liability loss. The remaining loss amount will be paid subject to the maximum of $5,000.