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Why you need Earthquake insurance

for your home in California.

Your Homeowners policy does not provide coverage for earthquake damage.

You own a home in one of the most seismically active regions in the nation, yet you do not have coverage for earthquake damage.

You are protected from fire, wind, theft, and plumbing losses, but you still risk losing your home to an earthquake.

Without Earthquake insurance, you have a severe gap in coverage for your home in California.

Your home equity has increased.

According to Core Logic’s 2021 Homeowner Equity Report, California homeowners experienced some of the largest equity gains in the nation in 2021, with an average equity gain of $141k.

As home equity grows and the risk of a devastating earthquake also grows over time, an earthquake policy can increase in value yearly.

Are you prepared to lose all of your hard-earned equity in an instant?

Your home equity has increased.

According to Core Logic’s 2021 Homeowner Equity Report, California homeowners experienced some of the largest equity gains in the nation in 2021, with an average equity gain of $141k.

As home equity grows and the risk of a devastating earthquake also grows over time, an earthquake policy can increase in value yearly.

Are you prepared to lose all of your hard-earned equity in an instant?

The financial impact from natural disasters is on the rise.

California’s earthquake risk is growing, according to FEMA.

“Recent earthquakes show a pattern of steadily increasing damages and losses, and California has the nation’s highest losses in property damage due to earthquakes.” causing historic economic losses.

Standard homeowners insurance policies do not cover earthquake damage, and FEMA grants don’t take the place of earthquake insurance.

If you experience a total loss, can you afford to rebuild?

When a devastating quake strikes, can you afford to rebuild, replace your belongings, find another place to live, and pay off your existing loans?

GeoVera Earthquake insurance will help you rebuild fast, provide additional living expenses, and protect your financial stability in your time of greatest need.

If you experience a total loss, can you afford to rebuild?

When a devastating quake strikes, can you afford to rebuild, replace your belongings, find another place to live, and pay off your existing loans?

GeoVera Earthquake insurance will help you rebuild fast, provide additional living expenses, and protect your financial stability in your time of greatest need.

You need your retirement savings.

If you are like most homeowners, you are relying on your growing home equity to provide financial stability in your golden years.

Earthquake insurance can help you retire comfortably in California.

Earthquakes can be emotionally and financially devastating events for homeowners. Avoid dipping into your retirement savings to recover after an earthquake; buy insurance now.

You can get back on your feet faster.

After an event, having earthquake insurance can get you back into your home months faster (than not having insurance) because contractors are more likely to work with earthquake insurance clients first.

You can get back on your feet faster.

After an event, having earthquake insurance can get you back into your home months faster (than not having insurance) because contractors are more likely to work with earthquake insurance clients first.

Expect the unexpected.

Many homeowners think a catastrophe will never hit their neighborhood; until it does.

History has taught us that a catastrophe can strike anywhere at any time.

Your Homeowners policy protects your home from wildfire, but your earthquake risk is just as real.

Some protection is better than none.

If affordability is a concern, you can choose a policy that covers only the dwelling with a higher deductible and a convenient payment plan to protect your most important asset at a lower cost.

Your home can be protected for less than your daily cup of coffee.

Some protection is better than none.

If affordability is a concern, you can choose a policy that covers only the dwelling with a higher deductible and a convenient payment plan to protect your most important asset at a lower cost.

Your home can be protected for less than your daily cup of coffee.

Your earthquake risk is real.

  • More than 70% of California’s population resides within 30 miles of a fault where ground shaking could occur in the next 50 years. learn more
  • Each year, California generally gets two or three earthquakes large enough to cause damage to structures (magnitude 5.5 and higher). learn more
  • Within the next 30 years, there is at least a 60% chance that California will have an earthquake of 6.7 or greater magnitude. learn more

A devastating quake can strike your neighborhood today. You'll want GeoVera on your side when the next quake strikes.

Contact your insurance agent and ask for GeoVera Earthquake today!

GeoVera is rated “A” (Excellent) by A.M. Best Company. Learn more about our financial strength!

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