Although not always the case, the following characteristics may represent those more likely to choose a Single Limit policy,

• Appreciate a comprehensive policy which rolls up limits for dwelling, other structures, personal property and loss of use into one limit with one deductible
• More risk averse
• Possess significant equity in their home
• Nearing or planning for retirement
• Willing to pay a little bit more for peace of mind

This Single Limit policy already includes the consideration for increased costs following a natural disaster (demand surge). And since there is not a limitation on how the coverage will be allocated by line, it offers the flexibility to use coverage where it’s needed most.

Ready to get started selling earthquake? Quote now on myGeoSource.com.

Single Limit Not a Fit? Go to Flex.

The GeoVera Flexible Limits product (Quake Select in OR, WA) can be tailored for limits and deductibles to best suit your client’s needs. Being customizable, the policyholder may choose, for instance, to cover just the dwelling and loss of use and opt out of insuring other structures or personal property.

Get an online quote today to see both of these available options for your clients. If you need help or training, please get in touch with your sales leader or visit the Agent Resource Center for more information.

GeoVera Insurance Group is A (Excellent) rated by A.M. Best Company.