Skip to content
GeoVera Logo Green
  • Home
  • Our Insurance
    • Earthquake Insurance
    • Florida Products
      • Homeowners
      • Landlord
      • Vacant Home
      • Wind Only
  • Claims
    • Report a claim online 24/7

      We will start processing your claim right away.

      Report A Claim
      Report A ClaimEarthquake PrepHurricane PrepContact Claims
  • Agents
    • Agent Login
    • Become an Agent
    • Wholesale Broker Partners
  • About Us
    • Who We Are
    • Carriers
      • Coastal Select
      • GeoVera Insurance
      • GeoVera Specialty
    • Partners
      • GeoVera Advantage
    • News Center
  • Contact Us
My Account

California’s Overdue Earthquake: The Looming Threat of the Big One

  • July 22, 2024
  • GeoVera
  • Read Time: 3 mins
Waiting for the big one - earthquake

The Unpredictable Big One

California, known for its landscapes and vibrant cities, has been facing an imminent danger looming for centuries—a massive earthquake. The San Andreas Fault, which runs alongside Los Angeles, is considered long overdue for a significant seismic event. Despite efforts to improve earthquake prediction, the threat remains unpredictable, leaving millions of Californians vulnerable to the devastating impact of the Big One.

Overdue and Unpredictable: The Looming Earthquake Threat in Southern California

Scientists have long warned about the inevitability of a major earthquake in Southern California. In the July 2024 article, “California is 150 Years Overdue for a Massive Earthquake” in The Atlantic, Ross Andersen states, “In 1989, an earthquake hit the Bay Area, immersing the state in seismic catastrophe imagery. A freeway overpass snapped, San Francisco’s Victorians toppled, a fire broke out in the Marina, and the World Series was halted. “The big one is supposed to be worse,” he says.

The article mentions that the San Andreas Fault formed 30 million years ago, lies beneath Southern California. There has not been a major quake in over three centuries, though it typically occurs every 150 to 200 years. Greg Beroza, a Stanford professor and co-director of the Southern California Earthquake Center, says, “We are overdue.” Scientists aim to predict quakes days or weeks in advance, but success is uncertain (Andersen, 2024).”

Harnessing Technology: Seismic Sensors and Real-Time Data Analysis for Early Warning Systems

Researchers are tirelessly refining earthquake forecasting techniques to warn of impending disaster. However, the success of these efforts remains to be determined, and improving forecasts remains challenging.

Andersen reminds us, “California’s extensive network of over 1,000 seismic sensors is crucial in monitoring seismic activity. These sensors, strategically placed across the state, detect the initial fast-moving P-waves that precede the more destructive S-waves. Real-time data analysis and algorithms sift through the noise to identify these seismic signals, triggering automated processes that send push alerts to mobile phones, halt transportation systems, and shut down gas valves (Andersen, 2024).” While these early warning systems give people a few precious seconds to react, the challenge is improving earthquake prediction accuracy and timeliness.

Solutions in Technology and Insurance

Despite technological advancements, earthquake prediction must catch up to other scientific fields like meteorology, where high-resolution atmospheric data allows accurate storm forecasts. Seismologists, however, need help collecting comprehensive data about the Earth’s subterranean realm. Ongoing research talked about in the article mentions new data sources,

  • These sources include “temporary aboveground sensor arrays and repurposing fiber-optic networks” to enhance seismic monitoring. However, the placement of seismic sensors is a challenge, as they are currently positioned too far away from fault lines.
  • Placing sensors deeper into the Earth’s crust could provide clearer glimpses of earthquakes and their characteristics, but it is expensive and technically challenging. Japan’s seismic network is more advanced because sensors are placed deeper, providing more precise data. “Deep-learning algorithms trained on seismic data” have also yet to be successful in earthquake prediction.

As Californians live under the constant threat of a significant earthquake, the fear of the Big One persists across generations. While science has made significant strides in understanding earthquakes, the unpredictable nature of these seismic events reminds us that nature cannot be fully known or controlled. As we strive to improve earthquake prediction and enhance early warning systems, we must acknowledge the limits of our understanding and be prepared for the inevitable uncertainty of living in earthquake-prone regions, including securing Earthquake insurance coverage.

Without a stand-alone Earthquake policy, your home is not protected from costly damage related to a seismic event. GeoVera is the highest-rated and longest-tenured earthquake carrier in California. Discuss the options to protect your greatest asset with your insurance agent or utilize GeoVera’s online quoter to get a cost estimate.

Reference

Andersen, R. (2024, June 28). California is 150 years overdue for a massive earthquake. The Atlantic. https://www.theatlantic.com/science/archive/2024/06/big-one-earthquake-prediction/678804/?gift=im-Vy5JgvOqKS_h6McnZPjGd1vxjkcFtfwpGgcvFxM0&utm_source=email&utm_medium=social&utm_campaign=social

OUR INSURANCE

  • Earthquake Insurance
  • Florida Products
    • Homeowners
    • Landlord
    • Vacant Home
    • Wind Only

CLAIMS

  • Report A Claim
  • Earthquake Prep
  • Hurricane Prep
  • Contact Claims

AGENTS

  • Agent Login
  • Become a GeoVera Agent
  • Wholesale Broker Partners

ABOUT US

  • Who We Are
  • Carriers
    • Coastal Select
    • GeoVera Insurance
    • GeoVera Specialty
  • Partners
    • GeoVera Advantage
  • News Center

CONTACT US

A.M. Best reaffirms 'A' (Excellent) rating for GeoVera

We are rated “A” Excellent by A.M. Best Company

Follow Us:

Follow Us:

This website is designed to outline product offerings from the following insurance carriers: GeoVera Insurance, GeoVera Specialty Insurance Services, and Coastal Select Insurance. “GeoVera” is the marketing name for the collection of those carriers listed.

© 2025 GeoVera
All rights reserved.
Privacy Center | Legal Notices | Licenses

We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept”, you consent to the use of ALL the cookies. However you may visit Cookie Settings to provide a controlled consent.
Cookie settingsACCEPTREJECT
Manage consent
This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
Functional
Always Enabled
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
CookieDurationDescription
cookielawinfo-checkbox-analytics11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional11 monthsThe cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy11 monthsThe cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
Performance
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Analytics
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Advertisement
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
Others
Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.
Save & Accept
Powered by CookieYes Logo