4.6 Magnitude Ridgecrest Earthquake Aftershock shakes California Homeowners

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A magnitude-4.6 earthquake struck 8 miles northeast of Ridgecrest, California, on Thursday, July 14, 2022, at 6:19 PM Pacific Time.

Shaking was reported throughout Kern County and the Inland Empire, most notably in the cities of Ridgecrest, Bakersfield, Barstow, Palmdale, Santa Clarita, and as far south as Los Angeles.

The ShakeAlert Earthquake Early Warning System was activated for this event. ShakeAlert provided Los Angeles residents a 46 second warning before the S-wave was recorded in the area.

Can earthquake aftershocks cause property damage?

This quake is considered to be an aftershock of the 4.6 Magnitude Ridgecrest, California Earthquake Sequence that occurred in July, 2019.

Aftershocks are dangerous because they are unpredictable and can collapse buildings that are damaged from the main shock. Bigger earthquakes have more and larger aftershocks and the sequences can last for years.

Did you know that your homeowners insurance policy does not provide coverage for earthquake damage?

If you own a home in California, consider how an earthquake can wipe out all of your hard-earned equity in an instant. In fact, California has the highest amount of property damage losses due to earthquakes in the United States.

According to the California Department of Conservation, California generally gets two or three earthquakes per year large enough to cause damage to structures (magnitude 5.5 and higher).

If you experience a total loss in an earthquake, can you afford to rebuild, replace your belongings, find another place to live, and pay off your existing loans? 

Most homeowners in California are eligible for GeoVera’s Flexible Limit Affordable Earthquake Insurance with custom coverage options and a broad range of deductibles, from 2.5% to 25%.

Why Choose GeoVera?

GeoVera is the highest rated stand-alone earthquake insurance provider in California, rated “A” (Excellent) by A.M. Best Company. GeoVera is also California’s longest-standing earthquake insurance provider and has the most advanced, mobile-friendly tools for policy management and claims reporting.

With our convenient payment plans, you will find a price you can afford. Ask your insurance agent for a quote today. You’ll want GeoVera on your side when the next quake strikes.