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Oregon Earthquake Insurance
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GeoVera Launches Quake Select

Quake Select delivers Flexible Earthquake Insurance to Oregon Homeowners.

Did you know that Oregon is ranked #2 of the top 6 most disaster-prone states, according to USGS data?

Oregon residents are at risk of experiencing a devastating earthquake, yet the standard Homeowners insurance policy does not provide protection from earthquake damage.


The Cascadia Subduction Zone has not produced an earthquake since 1700 and is building up pressure where the Juan de Fuca Plate is subsiding underneath the North American plate. Currently, scientists are predicting that there is about a 37 percent chance that a megathrust earthquake of 7.1+ magnitude in this fault zone will occur in the next 50 years. This event will be felt throughout the Pacific Northwest.

How do we get more homeowners in Oregon protected with Earthquake insurance?

GeoVera is thrilled to announce Quake Select, a new solution that improves access to flexible earthquake insurance with more deductible options to Oregon homeowners.

The Quake Select policy matches the homeowner’s dwelling coverage amount and allows flexibility to adjust coverage limits to fit the homeowner’s needs and budget.

Says John Forney, GeoVera CEO:

“GeoVera is committed to getting more homes covered in Oregon. Oregon homeowners have a lot at stake, and only 1 in 5 are protected with Earthquake insurance. We are devoted to maintaining strong financial stability, delivering products that work, amazing claims service, ease of use, and a fair price.”

Quake Select is underwritten by Coastal Select Insurance Company, part of the GeoVera Insurance Group. Along with Earthquake insurance in California, Oregon, and Washington, GeoVera Insurance Group also offers Homeowners insurance in catastrophe exposed areas in Florida. The GeoVera Insurance Group of companies have a very strong financial strength rating of “A” (Excellent) from A.M. Best.

“With this new earthquake insurance product, we can provide dwelling coverage up to $3.5 million and other flexible coverage limits as needed. We are excited to bring you a competitively priced earthquake product with Quake Select”, adds Sue Miller, Earthquake Sales and Marketing Executive at GeoVera.

Quake Select is available to homeowners through GeoVera’s directly appointed agents in Oregon & Washington, as well as direct to consumer on the company’s website

GeoVera’s expert Earthquake rating platform delivers instant Quake Select quotes on any device, with just the property address and Homeowners dwelling coverage amount.

Agents and applicants can view all the available coverage and premium options on one screen. Quake Select will match the homeowner’s dwelling limit (Coverage A) from $100,000, up to $3,500,000. You can adjust limits for Other Structures, Personal Property, Loss of Use, Loss Assessment, and Limited Building Code Upgrade.

Quake Select has eight deductibles ranging from 2.5% to 25%, and GeoVera made it easy to see the price for all deductibles at a glance.

Finally, it’s very convenient to view the breakdown and due dates for each pay plan: Monthly pay, 3 pay and Full pay.

These are just some of the reasons GeoVera Earthquake insurance was named “Best Online Functionality” by Investopedia and “Best Online Experience” by Insurify.

“We offer agents the simplest path for an online quote. Start with just 2 pieces of information – the property address and homeowners dwelling coverage amount. Signatures are not required from the agent or insured to bind. Receive their payment, and the policy can be effective the next day. There is no waiting period”, says Sue Miller.

GeoVera Insurance Group is a market leader in providing innovative and competitively-priced residential insurance products in catastrophe exposed markets. GeoVera consistently earns high marks from A.M. Best Company. In April 2021, GeoVera’s rating of “A” (Excellent) was re-affirmed for financial strength and operating performance. GeoVera is the premier provider of earthquake insurance in Washington, Oregon, and California. Learn more about GeoVera and Quake Select at

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