This residential earthquake insurance policy is underwritten by Coastal Select Insurance Company, rated “A” (Excellent) by A.M. Best Company.
Currently, you can get this earthquake insurance policy in California.
If you’re looking for something that looks and feels like a homeowners policy, the Split Limit earthquake insurance policy is the solution for you.
This insurance policy divides your earthquake coverage into individual limits, unlike the Single Limit policy, but sets guidelines around how much each of those limits include.
It’s an excellent choice for homeowners who want to make an earthquake insurance policy both powerful and secure. Without an earthquake insurance policy, you don’t have any security for your home equity and your greatest investment.
All you need to enter to get an instant quote is your address and your dwelling limit from your current Homeowners policy.
If you are located in California, you might see the Flex EQ Limits product first after getting a quote. To see a quote for the Split Limit EQ product, look for the link at the bottom of the quote to see a quote for another product.
We will also ask for your email address so you can retrieve your quote. Your quote is active for 60 days.
Deductibles
Our most flexible earthquake policy with affordable rates
Dwelling limit up to $3.5M
Flexible limit options
Swimming pool coverage
6 pay, 3 pay & full pay plans
Retrofit discount
Auto Pay discount
Underwritten by Homesite Insurance Company of California
Rated "A" (Excellent) by A.M. Best Company
Deductibles
A robust policy with one single limit that covers everything
Single limit up to $5M (CA), $1.9M (OR, WA)
Full and limited coverage options
Includes demand surge
Monthly, 3, & full pay
Retrofit discount (CA only)
Auto Pay discount
Underwritten by GeoVera Insurance Company
Rated "A" (Excellent) by A.M. Best Company
Deductibles
Classic split limit policy with multiple limits
Dwelling limit up to $1.9M
Full and Limited coverage options
Includes demand surge
Monthly, 3, & full pay plans
Auto Pay Discount
Underwritten by Coastal Select Insurance Company
Rated "A" (Excellent) by A.M. Best Company
If you own a home in California, Oregon, or Washington, it is time to consider how earthquake insurance will provide the protection you need.