Your Homeowners insurance policy does not provide coverage for earthquake damage.
See how a stand-alone earthquake insurance policy from GeoVera can protect your home:
Given the risk, now is time to consider how earthquake insurance will provide the protection you don’t get from your homeowners insurance policy. Learn more about your risk in California, Oregon, & Washington.
First, residential earthquake coverage protects the structure and attached features of your home.
Second, other structures are the external structures not attached to your home, like a detached garage or fence.
Next, this coverage protects your personal belongings inside of your home.
In the event that your home is uninhabitable after an earthquake, we cover your additional living expenses, like housing.
Loss Assessment coverage will provide protection if you're responsible for a portion of damage or loss in a common area shared with other property owners.
Finally, we offer coverage for the building code upgrades you need to get a reconstruction permit when rebuilding after an earthquake.
Our most flexible policy with affordable rates, customizable coverage options (including new building code upgrade sub-limit choices), and a broad range of deductibles.
Our “Cadillac” product has a combined single limit for all coverages, with one deductible, including demand surge and
the option not to rebuild.
Learn about recent significant earthquake activity in California, Oregon and Washington.
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